Allentown Car Accident Lawyer
Backed by over a Decade of Legal Experience
One second on the road can change your life for years afterward. Car accidents are a regular occurrence that can leave victims with injuries, expenses, and work challenges. If you or a loved one has been injured in a car accident, don't hesitate to call Allentown car accident attorney Kevin P. Regan at Regan Law Firm for a personalized consultation. Kevin has handled numerous types of car accident cases and can give you the best guidance needed to take the stress out of your situation. Whatever the circumstances of your car accident may be, Kevin has the experience and background needed to lead you in the right direction.
Some of the leading causes of car accidents include:
Full Tort Versus Limited Tort Automobile Insurance Coverage
If you have been injured in a car accident while driving in the Lehigh Valley or Allentown area, you need an experienced car accident attorney on your side. From our office in Allentown, Kevin can assist you in recovering what you are entitled to collect either under your insurance policy or from the person or company who negligently caused your accident.
However, in order to recover the maximum amount of damages you are entitled to recover from the person who caused the accident, you should have full tort automobile insurance coverage, as opposed to only limited tort coverage. If you have full tort coverage you can collect all of the damages the law allows, regardless of the nature of the accident. On the other hand, if you have limited tort coverage you cannot collect non-economic damages such as pain and suffering, unless you die, lose an arm or leg, have terrible scarring, or are disabled as a result of the accident.
Underinsured Motorist Policy (UIM) & Uninsured Motorist Policy (UM)
UIM and UM policies insure you from other drivers. A UIM policy insures you from any pain and suffering or economic losses that the negligent driver’s insurance does not adequately cover. However, you must first exhaust the insurance any other negligent person may have. In a common two vehicle fender bender, where the negligent driver has the state minimum $15k liability insurance policy, your UIM policy would pay for any economic losses or pain and suffering you experience that is not covered by the $15k policy. The only limit is the maximum amount of your policy.
An uninsured motorist (UM) policy covers economic losses and pain and suffering you suffer due to the negligent actions of another driver who does not have auto insurance. The only limit to the recovery is the maximum amount of your UM policy.
Your Road to Recovery Starts Today!
Whether you have a quick question to ask over the phone or would like to schedule a time to sit down and meet with Kevin, take the first step by scheduling a consultation. All evaluations are confidential and the first one is free of charge! Kevin has over 10 years of experience and is a skilled Allentown car accident attorney and personal injury advocate who takes a personal approach to every case and client. You can also reach Kevin on weekends and evenings.
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